No invoices yet. Add your first invoice above.
No expenses yet. Add allowable business expenses above.
Total expenses deducted
£0.00
No JSA payments added yet.
New Style JSA (contribution-based) is treated as taxable earnings. Each payment is subject to Income Tax, National Insurance, and Student Loan repayments once thresholds are met. Reserving slightly more than will ultimately be owed is intentional — better to over-save than be caught short at Self Assessment.
Gross Invoices
£0
JSA Income
£0
Expenses (tracked)
—
Total Taxable Income
£0
Total to set aside
£0
— % of income
Take home
£0
After all deductions
| Description |
Type |
Date |
Amount |
Running total |
IT on this |
NI on this |
SL on this |
Pension |
Reserve this |
| Month |
Income |
Reserve |
Contribution to house |
Disclaimer: This tool provides estimates for budgeting purposes only and does not constitute financial or tax advice. Calculations assume sole trader self-assessment income with the personal allowance fully available. Your actual tax liability may differ based on expenses, reliefs, and other income. Consult a qualified accountant for advice specific to your situation.
⚠ Future tax years: Years beyond 2025/26 are pre-populated with the most recently confirmed thresholds as a planning guide only. Tax bands, rates, NI limits and Student Loan thresholds are set by Parliament each year at the Autumn Budget. You must update the figures via ⚙ Tax Year Settings once each Budget is announced to ensure accurate calculations. The app will flag unconfirmed years with a ⚠ symbol in the year selector.